What’s the difference between Mortgage Insurance/Hazard Insurance & Homeowner’s Insurance?

In my housing loan application it gives the breakdown of the principal mortgage payment, taxes, hazard insurance and mortgage insurance. What is the mortgage insurance? It’s an additional $70 per month.

what’s the current minumum fico score for doing a stated home mortgage refinance deal?

i want to refinance my home,but my broker tells me that the minumum fico score is constantly changing,so,i want to exactly know what is the minumum score to do a stated refinance mortgage deal right now?

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