Risk Management Professional – What Do I do?

Thanks for clicking ‘like’ on my Facebook page. I get asked a lot, what is a risk management professional? What do you do? Well, essentially my job is, no matter what happens to you in your life, you, your family and your loved ones are protected. So there is a diagram on the screen right [...]

Risk Insurance

Why do lenders charge a premium on your mortgage? Why is there a 2.75% increase to your mortgage? Risk Insurance protects the lender if you decide not to pay. The cost of the premium is then charged to you. This should be a one time fee, but if not used properly on refinance or renewal, [...]

S&P Lowers Risk of Further Downgrades of PMI Group, But Maintains Negative Outlook

Standard & Poor’s Ratings Services lowered the risk of an additional downgrade on mortgage insurance company PMI Group Inc (NYSE:PMI), saying they expect the company to maintain solvency through at least the second quarter of 2012. Last month, S&P downgraded PMI two notches and put the company under further review for downgrades, saying they expected [...]

3 Big Mortgage Insurers At Risk

3 Big Mortgage Insurers At Risk
The private insurers who cover $700 billion of U.S. mortgages are facing an onslaught of foreclosures.
Read more on Smart Money

Is the REIT Sector’s Edge at Risk?

Is the REIT Sector’s Edge at Risk?
Listed REITs have been at the forefront of the recovery in multifamily and commercial property investment. For more than a year, access to public equity and debt markets has allowed the best-positioned REITs to retire or refinance pending maturities and to re-engage the market through strategic acquisitions of properties. [...]

Convertible Bond And Preferred Stock Funds Portfolio Management Methodology Supports High Yield Low Risk Investment …

Convertible Bond And Preferred Stock Funds Portfolio Management Methodology Supports High Yield Low Risk Investment …
67 WALL STREET, New York – February 14, 2011 – The Wall Street Transcript has just published its Preferred Stocks, Convertible Bonds and Other Investing Strategies Report offering a timely review of the sector to serious investors and industry executives. [...]

Risk of foreclosure dips, but remains elevated

Risk of foreclosure dips, but remains elevated
Fewer Americans fell behind on their mortgage payments in the final three months of last year, but foreclosures are still rising.
Read more on AP via Yahoo! News

Are hybrids worth the risk?

Are hybrids worth the risk?
The sharp rise in mortgage interest rates has presented a challenge for borrowers who want to buy a home or refinance an existing mortgage, but don’t like the slightly higher payment they now face.
Read more on Bankrate.com

Alan Grayson and Industry Representatives on Insurance and Systemic Risk

Rep. Alan Grayson asks a variety of industry representatives on 6/16/09 about systemic risk as it pertains to the insurance industry. This is a lead-up to the unveiling of the administration proposals on financial regulation. The witnesses were: The Honorable Peter Skinner, Member, European Parliament The Honorable Michael T. McRaith, Director, Illinois Department of Insurance [...]

Mortgage default risk in metro Detroit and Michigan falling in line with national numbers

Mortgage default risk in metro Detroit and Michigan falling in line with national numbers
Chad Halcom – Metro Detroit and Michigan are coming closer to alignment with the nation for the average default risk on home loans, according to new data from Ann Arbor-based University Financial Associates LLC .
Read more on Crain’s Detroit Business

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