Is it possible to refinance your mortgage to get caught up on bills and late mortgage payments?

we have tried twice to refinance our house through a bank in order to get caught back up on the mortgage payments that we are behind and to do some home repairs, etc however we keep being told no because we are in fact behind several house payments. Is there anyone out there who [...]

Savings on state taxes for mortgage insurance payments?

I know that you can use itemized deductions on federal taxes, for the mortgage insurance paid, and property taxes paid.
1. Are there any other itemized deductions which can be claimed on federal forms?
2. Are there any deductions that I can claim on State forms?
Thanks.
I am considering moving to either Maryland or Virginia.

Mortgage Calculator Reveals Big Savings With Small Payments

Having agreed on a monthly payment schedule with your mortgage lender doesn’t necessarily set that amount in stone – that’s just the minimum you can pay! By playing with a mortgage calculator, particularly a pre-payment loan calculator, you can see where extra payments can make long-term savings on your mortgage.
The mortgage calculator will quickly [...]

When calculating payments on a mortgage calculator- I see 6% rate, does this mean taxes? And if so?

does this mean the city’s annual taxes? Or is that something different
Also, what is the average interest rate percentage?

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