Should you give your kid a down payment?

Should you give your kid a down payment?
Ken and Denise Holick had always intended to help their children buy homes. So when their daughter Katie, 26, told them she’d been apartment hunting for weeks in Columbus without turning up any good prospects, Ken threw out an idea: Why not buy?
Read more on CNN Money

Stealing from the poor to give to the rich

Stealing from the poor to give to the rich
With the elimination of the Calworks Stage 3 child care program, Gov. Arnold Schwarzenegger has made it clear that he cares nothing about the struggling working families of California. Without child care, parents of over 8,000 children in the Bay Area may lose their jobs. TAKE ACTION [...]

Mortgage Insurance Could Give You The Income You Need To Keep Your Home

If you were to lose your income by coming out of work after suffering from an accident, prolonged illness or through unemployment then you could be left with a serious struggle on your hands to find the money to continue meeting your mortgage repayments. Providing that it would be suitable for your circumstances then mortgage [...]

Mortgage Refinance: 2 FREE Reports that give you the EDGE

iTrustOne.com Consumer Video Series: This week, info on comparing mortgage rates and mortgage professionals on www.SanDiegoMortgagePlanner.com. Site offers 2 FREE Reports that will give you the edge BEFORE doing a new home loan mortgage or mortgage refinance, by unveiling important rules…

Falling Mortgage Rates May Give a Boost

Falling Mortgage Rates May Give a Boost
Mortgage rates set another record low, potentially freeing up money for consumers
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Are large local banks less likely to give great mortgage rates to borrows with great credit scores?

I’ve been shopping for a low interest rate (30 year fixed). I have excellent credit but it doesn’t seem to help me much when I go into large local banks. It seems like they just run the basic numbers to make sure I qualify for a conforming loan. They then tell me [...]

how big of a down payment do you have to give to avoid paying mortgage insurance?

and how much is mortgage insurance?