Student loans not in repayment or in deferral included in a mortgage loan application as an expense?

Am applying for a mortgage loan and have two school loans already on my credit report but specify one is not in repayment and second is deferred. However, the loan application is requesting all expenses listed on my credit report. Are these loans not in repayment included in my expense ratio?

Try a Phantom Mortgage to Trial Run the Expense of Home Ownership [Personal Finance]

Try a Phantom Mortgage to Trial Run the Expense of Home Ownership [Personal Finance]
# personalfinance Home ownership is a completely different affair than renting and is more expensive than you initially imagine. Set up a phantom expense account to determine if you’re ready for the transition. More »
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