Cause of Stock Market Crash? Credit Default Swap Scandal

What caused the Stock Market Crash? Details of the Credit Default Swaps scandal revealed. Wall Street insiders have been running a mortgage insurance fraud scam. Exposed wall street executives and hedge fund managers have scammed the government and caused the stock market crash of 2008.

Short sale hits credit regardless of cause

Short sale hits credit regardless of cause
Dear Real Estate Adviser, We were forced to relocate 19 months ago due to job loss. We are upside down in our mortgage on the old place and renting it out for much less than the payments.
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Reverse Mortgage margins are changing rapidly which may cause seniors to receive less

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We have seen many changes in the Reverse Mortgage industry, from increased property values in 2009 to increased program choices and [...]

Why would the failure (or need for government support) by Fannie or Freddie cause mortgage rates to rise?

How does that correlation work?
How do mortgage rates respond to the circumstances of Fannie and Freddie?