Why are they getting more restrictive on mortgage loans but not auto loans?

My bank told they are getting real restrictive on mortgage loans, but I want to know why they aren’t on auto loans?? My wife works at a dealership that is still selling 100 plus cars a month.

Ge Mortgage Insurance Issues Statement on S&p Credit Watch Action & Get an Auto Loan the Smart Way

GE Mortgage Insurance today released the following statement in response to the decision by Standard and Poor’s to put GE Mortgage Insurance on CreditWatch:

S&P made its decision despite the fact that our capital position has never been stronger.

The S&P action is based on a change in S&P’s rating methodology, not on any change [...]

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Refinancing? Rates on auto loans are falling too

Refinancing? Rates on auto loans are falling too
NEW YORK — It’s easy to overlook the cost of auto loans with mortgage rates grabbing all the attention.
Read more on The Huntington Herald-Dispatch

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