if i take out a home equity loan now will this loan affect me if i want to refinance my mortgage.?

I have 24 years left on 30 year mortgage. I am thinking about a home equity loan at a favorable rate, rather than roll in to refinance consolidation. If rates are favorable later this year i may like to refinance 1st mortgage at 15 years. Will home equity loan affect my refinancing even if i [...]

September 24 – The Federal Reserve Met This Week. Their policy will affect Mortgage Rates

In this “episode” Cyrus Shargh recaps the Federal Reserves Mortgage Backed Securities repurchase program. The Fed is going to begin to curtail some of their extraordinary stimulus programs that have kept home mortgage rates low and home affordability at multi year highs.

With the housing market declining, how will the value of your home affect the payback of the reverse mortgage?

The reverse mortgage accumulates interest as you use the money, and your house is supposed to appreciate 4% a year, will what you owe ever exceed the value of your house?

How will tomorrow’s suspected rate cut affect mortgage rates?

I’m on the verge of getting a mortgage and was curious how the rate cut would affect mortgage rates. Is it a direct relationship, like if my rate is 6% today and tomorrow they cut a half point, will tomorrow mortgage rate be 5.5%?
I’m looking to do a 30 year fixed with about 50% down [...]

What affect will the government bailout have on future mortgage rates?

We are currently building a home and won’t actually secure the financing until February or March of 2009. What is the likelihood mortgage rates will go down and by how much? We plan on locking in a rate, but don’t want wait too long before they start going up.

How does the unemployment rate affect mortgage rates?

from regression analysis I found that there is a strong positive relationship between the unemployment rate and mortgage rates. I can’t figure out why. Any thoughts?

How Securitized Mortgage Loans Affect Short Sale Negotiation…

How Securitized Mortgage Loans Affect Short Sale Negotiation… For so many Southern California homeowners who are upside down on their homes, they maybe forced to sell for less than what the house is worth (short-sale). This process called short sale negotiation can be very difficult to understand if you do not understand the secondary market [...]

Factors That Affect your Mortgage Rate

There are going to be many factors which affect your mortgage rate, some of which are under your control and others which you can do nothing about. You should be aware of all of the factors which might affect your mortgage rate and take them into consideration before applying for a mortgage loan. You can [...]

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